IRS Problems Have Solutions.Let's Find Yours.
Back taxes, wage garnishments, bank levies, liens and unfiled returns, handled by a team of licensed CPAs, Enrolled Agents and Certified Tax Resolution Specialists who deal with the IRS so you don’t have to. Straight answers, in plain English.
Free case review
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Find out where you stand
A few quick questions. No obligation, and nothing you send here is shared outside the firm.
Se habla español
Our Team
Licensed CPAs and Enrolled Agents
Tax Resolution
Certified Specialists (CTRS)
Bilingual
English & Español
Local
Serving the Inland Empire
What we fix
The IRS Sent the Letter. We'll Help You Understand What Comes Next.
Every IRS problem has a defined set of remedies. The trick is knowing which ones you actually qualify for, and acting before the deadline on the notice runs out.
Wage Garnishment
The IRS is taking part of your paycheck
See how this worksBank Levy
Your account has been frozen
See how this worksFederal Tax Lien
A public claim against everything you own
See how this worksUnfiled Returns
You have years that were never filed
See how this worksOffer in Compromise
Settling for less than the full balance
See how this worksIRS Audit
Your return has been selected for examination
See how this worksCertified Tax Resolution Specialists on staff
Behind on the IRS? That letter is not the end of the story.
Back taxes, unfiled returns, liens, levies, wage garnishments, audit notices. Our team includes licensed CPAs, Enrolled Agents and Certified Tax Resolution Specialists, which means we can step in as your representative, deal with the IRS directly, and negotiate the resolution you actually qualify for.
- Back taxes & unfiled returns
- Wage garnishment release
- Bank levy & lien relief
- Installment agreements
- Offer in Compromise
- Penalty abatement
- Audit representation
- Payroll tax resolution

Certified Tax Resolution Specialist
A credential earned through documented experience and examination in IRS representation and collection matters.
How resolution works
Four steps from the letter to the finish
Nobody can promise a number on day one. What we can promise is the order of operations, and that you will know where you stand at every stage.
Representation
We file Form 2848 the same week. IRS letters and calls start coming to us instead of to you, and in most cases collection pressure pauses while we work.
Investigation
We pull your full IRS transcripts to see what they actually have: what is assessed, what is unfiled, what notices went out, and how long they have left to collect.
Compliance
The IRS will not negotiate with anyone who is not current. We file the missing years, replace any returns the IRS filed for you, and get you compliant.
Resolution
With the real numbers in hand we negotiate the outcome you qualify for (payment plan, penalty relief, hardship status or a settlement) and put it in writing.
Why clients stay
The difference is how it feels to be a client
Plenty of firms can file a return. Fewer will pick up the phone in July, explain what they did, and tell you what to do differently next year.
Licensed CPAs & EAs
Every return that leaves this office is signed by a licensed CPA on our team and stands behind their name.
Resolution Specialists
Certified Tax Resolution Specialists on staff for the cases that go beyond filing.
Plain English
No jargon, no lecture. You will understand your own return before it gets filed.
Proactive, Not Reactive
We plan in September so April is a formality instead of a shock.
Bilingual Team
Full service in English and Spanish, in person or over the phone.


Beyond resolution
Once you are current, we keep you there
Most resolution cases start with years of unfiled returns and books nobody kept. We handle that side too, so the problem does not come back.

About the firm
A CPA firm built on one simple idea
Layman’s Tax & Accounting Inc. was founded by Luis Pacheco, CPA on the belief that tax and accounting should not require a translator. Today the firm is a team of licensed CPAs and Enrolled Agents, and that mission has not changed: take complicated tax and accounting matters and put them into layman’s terms, so you can make confident decisions about your money instead of nodding along.
We work with individuals, small businesses and growing companies across Upland and the greater Inland Empire. Some clients need one return a year. Others need monthly books, a quarterly planning meeting and someone in their corner when the IRS writes. Both are welcome here, and both get the same attention.
Our team is bilingual in English and Spanish, and the office sits in Magnolia Executive Suites in the heart of historic downtown Upland, a few steps from the arch on 2nd Avenue.
Rooted here
A local firm, in a town we actually know
Historic downtown Upland has been home base from the start. We know the businesses on 2nd Avenue, the contractors working the foothills, and the families who have been here for generations.

Historic Downtown Upland
Our office is inside Magnolia Executive Suites at 404 N. 2nd Ave, steps from the arch.

Here for the long run
We are building a practice meant to serve the same families and businesses for decades.
Client portals
One secure portal for every client
Tax preparation and tax resolution clients both use TaxDome to share documents, sign and message our team. Trouble logging in? Call the office and we will get you in.
TaxDome Portal
Upload documents, review and e-sign returns and forms, follow your tax return or resolution case, and message our team securely.
Open TaxDomeNot a client yet? Book a free intro call and we will get you set up.
Let’s talk
Ready to work with a CPA who actually explains it?
Start with a free 30-minute intro call. Bring your questions, your notices, or just a rough idea of what you need. You will leave the call knowing exactly what the next step is and what it costs.








